Quick answer: The Amex Gold costs $325 a year and earns 4 points per dollar on restaurants and U.S. supermarkets, while the Platinum costs $895 a year and earns 5 points per dollar on flights plus lounge access and about $3,000 a year in credits on paper. Gold is the better first Amex for most…
Quick answer: The best dining cards pay 3x to 4x points on restaurant spending, led by the Amex Gold at 4x up to $50,000 a year. A family spending $800 a month on dining earns about $576 more a year at 4x than at 1x, so pick a card that pays 3x or better and…