Family Points Guide earns money through affiliate links. Here’s exactly what that means:

Some links on this site — to credit cards, banks, hotels, and travel companies — are affiliate links. If you click one and apply for a card or book travel, I may earn a commission. It never costs you extra; the company pays it.

Two promises:

1. I only write about strategies I actually use or have genuinely researched. No card or hotel gets a good write-up because it pays well.
2. If something isn’t worth it for families, I’ll say so — regardless of the commission.

Per FTC rules, any post containing affiliate links also carries this disclosure at the top of the post itself, before the first link. A footer link alone doesn’t cut it.

Last updated: October 2026